My current investing philosophy is pretty simple, like many others in the Financial Independence community I stick to low-cost index funds (not just VTSAX, that is too boring) and am in it for the long haul. Based on our net worth progression and the fact that I run a finance blog you might think we […]
The Steps I took to Max Out My 401k
The very thought of maxing out my 401k was laughable about 6 years ago when I first heard people actually did it. I Thought it was limited to doctors, lawyers, or corporate directors and above. I am none of those things. I actually decided to stay out of the management track and wouldn’t last a […]
Ignore Market Bumps, Protect your C.F, E.F and D.J.
In the personal finance and financial independence space, we talk a lot about risk. Risk of a market crash. Risk of another 2008 type recession that cuts portfolios by 50%. The sequence of returns risk that can kill the 4% rule. We even have some quotes on deck from the investing greats on stomaching the […]
Why we are doubling down on the 9 to 5
I haven’t been shy about stating one of the main drivers for our pursuit of Financial Independence is my attitude towards the corporate grind. My issues aren’t personal, I just don’t like when other people have control over my time and decisions. No biggie. I get a little control-freaky over those two things. While I […]
The Easiest Money I Have Ever Made
Move over Bitcoin, MLMs, and online surveys you can take from home. I have found a way easier way to pocket some extra cash every year that takes up far less time, is way less risky and doesn’t require you to get your friends to sign up under you…So what is it? Credit Card Hacking […]
How low did we go? Q4 – 2018 Net Worth Update
Check-In Time! This makes 12 quarters in a row since I started publishing Net Worth updates on this site and the first where our Net Worth has dropped over the course of 3 months. Even though we knew this would happen eventually, I am mildly surprised how quick it can turn. I can see why […]
35 Actionable Money Hacks With Expected Savings
“Take Action. Build Wealth” is my motto and I truly believe that those who consistently take action on their finances will significantly improve them. With that in mind, I put together a list of 25 ACTIONABLE money hacks that you can start attacking today. I have done my best to stay away from the boring, […]
