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Screw The Number$, Focus on the Habits

2019-05-03 By Apathy Ends 4 Comments

As our net worth and Incomes have grown, it takes larger and larger amounts of money to get my attention. Our latest Net Worth report showed a $35,000 jump and I would be really pissed only getting a few thousand dollar raise each year (sounds terrible, but true). A few years ago a $10,000 jump […]

Filed Under: Personal Finance

Is DIY Worth It?

2019-04-19 By Apathy Ends 3 Comments

We are typically a DIY household. We saved thousands when we built our house 4 years ago by rolling up our sleeves and doing our own tile floors and landscaping. I have built furniture, painted nature scenes on my kid’s walls before they were born and am an amateur furnace repair man. You can save […]

Filed Under: Personal Finance

Downturn? What Downturn? Q1 – 2019 Net Worth Update

2019-04-05 By Apathy Ends 5 Comments

Time for a quarterly check in! This makes 13 quarters in a row I have tracked our net worth. Last quarter was the first drop, and in Q1 it came back with a fury. Seeing that happen really makes the long term investing strategy feel right. Hard to market time with a bear market false […]

Filed Under: Personal Finance

Two Paths to Doubling Your Income

2019-03-13 By Apathy Ends 5 Comments

Classic debate. Should you change companies frequently to make more money or stick it out with one employer for a long time to cash in. I have wanted to venture down this road for a long time but I am one of those rare millennials that haven’t switched employers yet (approaching 8 years). Thankfully, my […]

Filed Under: Personal Finance

Common Investing Mistakes that BURN Money

2019-02-28 By Apathy Ends 4 Comments

My current investing philosophy is pretty simple, like many others in the Financial Independence community I stick to low-cost index funds (not just VTSAX, that is too boring) and am in it for the long haul. Based on our net worth progression and the fact that I run a finance blog you might think we […]

Filed Under: Personal Finance

The Steps I took to Max Out My 401k

2019-02-21 By Apathy Ends 8 Comments

The very thought of maxing out my 401k was laughable about 6 years ago when I first heard people actually did it. I Thought it was limited to doctors, lawyers, or corporate directors and above. I am none of those things. I actually decided to stay out of the management track and wouldn’t last a […]

Filed Under: Personal Finance

Ignore Market Bumps, Protect your C.F, E.F and D.J.

2019-02-07 By Apathy Ends 5 Comments

In the personal finance and financial independence space, we talk a lot about risk. Risk of a market crash. Risk of another 2008 type recession that cuts portfolios by 50%. The sequence of returns risk that can kill the 4% rule. We even have some quotes on deck from the investing greats on stomaching the […]

Filed Under: Family and Financial Independence, Personal Finance

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Hey! Thanks for stopping by Apathy Ends! If you are short on time and want the cliff notes: I love writing, reading and talking about Personal Finance. This site is all about Taking Action and becoming one of those success stories you read about instead of letting Apathy steal your ambition. Our

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Save Money. Dominate Debt. Invest More. Pursue Financial Independence and Early Retirement. Meet Goals. Personal Finance. Most importantly - Take Action

Categories

  • Career Development
  • Debt
  • Early Retirement
  • Family and Financial Independence
  • Financial Goals
  • Financial Independence
  • Financial Independence Action Series
  • FU Money
  • Guest Posts
  • Insurance
  • Investing
  • lifestyle
  • Make More Money
  • Net Worth
  • Personal Finance
  • Save Money
  • Save Time
  • Side Hustles
  • Student Loans
  • Travel hacking


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